Character brief introduction: Zhang Lijun, chairman of China APEC Development Council, chairman of First Video Group Board of Directors, chairman of China Mobile Games Entertainment Group. In 2006, First Video Group was listed in Hong Kong and became the first video company listed in China. In September 2012, China Mobile Games Entertainment Group, a subsidiary of First Video Group, introduced the listing on NASDAQ. Zhang Lijun was also known as the first person to introduce the listing in China. As the chairman of the China APEC Development Council, Zhang Lijun has made outstanding contributions to promoting the stable growth and development of the Asia-Pacific economy and has been called "corporate diplomat" by the media.
Reporter: 020 The rise of the entrepreneurial tide, the launch of various apps, some are just a flash in the pan, how to maintain sustainable competitiveness?
Zhang Lijun: Regarding the issue of O2O entrepreneurship, I think from two aspects, on the one hand, the mobile Internet is indeed "innovation for thousands of people, entrepreneurship for all". This time, Premier Li Keqiang specifically mentioned support for the development of mobile Internet in the government work report, especially support. In terms of the development of mobile Internet innovation, the state must give great strength. Of course, the reason why mobile Internet itself is so attractive is because the speed and basic hardware conditions of China's domestic mobile Internet have already possessed the conditions for carrying many innovative applications. The enthusiasm of Internet people for innovation is high, and capital investment has become our O2O and APP is an important promoter. In the process, I feel that innovation and development will be very fast now.
In the second aspect, at present, on the mobile Internet platform, competition is becoming increasingly fierce and costs are getting higher and higher. The cost of development, the cost of promotion, and the cost of user acquisition are rising rapidly. How to maintain their strong competitiveness, each app must have its own core competitiveness when it is established, and it must have its own strength while satisfying the market. To sum up in one sentence, we are doing a better job of doing what others have not done well, and thinking about what others have not thought of. In fact, this is your business model, which is precisely the main point and core of our entire APP operation.
Reporter: With the in-depth popularization of Internet applications in China, financial innovation led by Internet technology is on the rise and increasingly active. The various practices of Internet finance are actively explored and widely concerned. So, what do you think are the characteristics of Internet finance? How should it be regulated?
Zhang Lijun: The reason why there is so-called Internet finance is nothing more than the use of the Internet. After a certain degree, it has been involved in the sales and operation of some financial products, and the so-called Internet finance has been formed. We can strictly say that the spirit of the Internet and the financial regulatory system are currently opposite. Internet finance is open and free to share and share, while financial supervision is strict, meticulous, and risk prevention. Therefore, the requirements of the two are incompatible, and it is precisely a serious confrontation. It should be said that the Internet is a spoiler for the financial structure and the old financial system. The financial industry is so large, because of its tight closure, it has led to its huge mystery. Because of its mystery and closure, it has caused the Internet to use its openness and sharing spirit to impact it, and it has formed a response.
It should be said that our regulatory authorities have actively invested in the understanding of Internet finance. They have not regarded the phenomenon of Internet finance as a savage beast and suppressed it. Instead, they have been relatively calmly concerned about investigations, understanding the changes that Internet finance has made to it, and timely. The shots of the products that may impact the financial system are regulated and restricted. This is to make the domestic Internet finance try to ensure that it does not cause disorderly impact on the main body of our financial system. So I think that if you score, the financial supervision in 2014 should be 60 points. The overall supervision, the attitude of our government, and the interaction between practitioners and the government are passing. But obviously there is still a gap. Last year, we left a lot of questions. In crowdfunding products and P2P, there are many attempts in the network marketing of funds in the sales of relatively open financial products. There are also many problems, and there are many examples of failures.
In 2015, if we can recapture P2P and be able to implement Internet finance products and Internet finance, our regulatory authorities propose effective monitoring methods to allow these Internet finance platforms to follow the rules. This will be a turning point in Internet financial milestones. . Only on this basis, we can achieve more healthy and rapid innovation at a higher level, and combine our financial industry with the Internet to make it more vigorous and more stable.
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